Were Did All Our Money Go? (by sarah)
A transfer was supposed to go into our personal account straight from a client rather than waiting for it to clear and then writting ourselves cheques for wages ect... Obviosly this was not all the money so some of it was still going straight to the company.
We did not panic when it did not come through as there has been a huge problem with all the banks so we expected it to go in yesturday.
I check our account today - erm.... erm... PANIC!!!!!
Ok ok I think I can pay my credit cards from my own account that should have just enough for both. What the..? Great just great, my family allownce thing (what ever it is called) went in a day after everything came out meaning I went 14 whole pounds over my overdraft limit, meaning that I have a 30 pound charge 🙁 Great.
Then I think hang on let me just check previous statements - what! I've been charged like every month and the family allowance stuff seems to randomly change what day its paid in on - grrrrrrrr!
Still I am so glade that I've finailly got my internet banking stuff sorted so I can check and notice these things more easily - watch out Mr Banks you are not getting any more charges out of me!!!!
(war paint applied - tommahawk at the ready)
p.s. we phoned the bank and they knew nothing of the transfer from the client who is on holiday now so we were actually quiet panicking - but it turns out its all been paid to the company so Alaric is currently out making an emergancy trip to the bank to pay in a cheque that will probably take like a week to clear 🙁 This means we are going to have about 100 pounds in charges -again :'(
Tue 3rd Apr 2007 2:03 pm 
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By Charlee, Tue 3rd Apr 2007 @ 6:13 pm
Try talking to the bank, occasionally they're understanding, especially if you explain all of the circumstances.
By sarah, Tue 3rd Apr 2007 @ 9:23 pm
Thats what we spent most of the morning doing to no great avial 🙁
By Ben, Sun 8th Apr 2007 @ 7:15 am
There is a bit of a movement to reclaim these bank charges, as they're not actually legal. A few people have claimed back hundreds.
A google for instructions might be useful, I found this one: http://www.thisismoney.co.uk/bankcharges